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Stop House Repossession

  • Cash buyer
  • Prevent eviction
  • Complete within weeks
  • Resolve financial difficulties
  • UK's No. 1 Property Buyer
  • Pay absolutely no FEES

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By submitting your details you are NOT committed to sell your house
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Stopping House Repossession

How We Can Help

Are you facing house repossession? Has your lender started court proceedings to repossess your house? If so we are here to help!

At Accelerate Homes we've helped 100s of UK homeowners avoid house repossession. We understand just how stressful house repossession is and have a proven process to help you through these tough times. We can help you stop a repossession order or an eviction order by buying your house for CASH!

We have access to a significant investment fund, which means we can guarantee our cash offers and move really quickly - often completing in as little as 7 days. If you are under severe pressure from your lender and / or the court we can help with negotiations and provide upfront cash advances to ease the burden as you look for a new home.

In terms of our sale process we pride ourselves on providing a fair, fast and transparent service. Our friendly and professional property team are very experienced in helping property owners avoid repossession. We treat all our customers with the utmost respect and aim to get the best result for you given your circumstances.

And the best part is that we do not charge for our services. In fact we will cover your legal fees should the sale proceed, and often we will allow you to remain in your house for a short period after we purchase it, rent free, so that you can plan your onward move. In fact we can help with your onward move if you are a bit strapped for cash.

So, if you are facing house repossession and don't know where to turn, please contact us today to discuss your situation. We guarantee to do everything we can to help!

Avoid House Repossession

Steps To Sell Quickly
  1. Contact Us

    Complete our enquiry form, we'll call you within 24 hours to discuss your situation and look at solutions. We'll also provide a cash estimate for your house. No viewings needed!
  2. Set A Sale Price

    Assuming our offer works for you we'll arrange for an independent RICS survey and confirm a sale price. At this stage we can help with negotiations with your lender and stop eviction orders.
  3. Complete Sale

    If you accept our offer we can complete as fast as you need. We can provide upfront cash advances to tie you over and help with your onward move.
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Our Customers Love Us

Consistant 5* Reviews
Brilliant, easy to deal with and efficient

All the staff I dealt with were professional and a pleasure to deal with.

I was particularly impressed with Andy in the Sales Department; he was helpful from the beginning and throughout the process, which made the sale a straightforward and pleasant experience. His understanding of purchasing houses was first class.

I would have no hesitation to recommend this company.

Petula Mylchreest
Our Customers Rate Us
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Our Customers Love Us

Consistant 5* Reviews
Fast, Friendly and Helpful

As the name suggests its fast, friendly and helpful to make it stress free.

The only down side is you do have to expect to take a lower offer, but if you are need a quick and stress free sale, Accelerate Homes are the ones I would recommend.

The whole team are very polite, friendly and very helpful with anything you are unsure of.

Mr & Mrs Lorch
Our Customers Rate Us
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Our Customers Love Us

Consistant 5* Reviews
Fast and Honest Service

The sale of my property was so easy and straightforward.

I had constant questions but Sarah always had the time to answer any queries.

I am so please I decided to sell to Accelerate Homes and I'm happy to recommend them.

Gary, Birmingham
Our Customers Rate Us
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Process To Stop Repossession

Cash House Sale Solution
Accelerate Homes are trusted members of the
  • The National Association Of Property Buyers
  • The Property Ombudsman

The process of stopping your house from being repossessed requires acting quickly and decisively.

There are a number of stages to house repossession. Initially the process begins when you start missing repayments on your mortgage or against your secured loan. Your lender will contact you to try work out a solution. This is usually called a financial arrangement or payment plan.

If you are unable to meet your lender's payment plan, your lender will likely contact the courts and you will receive a letter summoning you to a repossession hearing. At this stage it is not too late to stop repossession proceedings by either finding a repayment solution or selling your property via a private sale or to a cash buyer like Accelerate Homes.

If you decide to go forward with the court hearing then there are four possible outcomes, after hearing all the evidence on your arrears and financial situation the judge:

  1. Issues a repossession order. It is difficult to stop repossession if this is the case and eviction proceedings will likely go ahead
  2. Issues a suspended repossession order. This allows you to stay in the house for a period of time (usually 28 days) to try sell the property or resolve your arrears position
  3. Adjourns the case due to medical reasons, for example
  4. Dismisses the case. This is a unlikely scenario as your lender's solicitors will usually be very organised for the hearing

Option 2 is usually the best outcome and still gives you time to stop house repossession. Generally a suspended repossession order gives you 28 days to resolve your arrears position. It is important that if you decide to sell to a cash buyer like us that you get in touch ASAP so we can move quickly to stop your house being repossessed.

Please note: If you have been served an eviction notice or have an eviction date we can still help you. Contact us immediately and we will help you complete from N244 to get a County Court Hearing. In general judges are always keen to avoid repossessions, so if you can prove that you have a willing cash buyer and the means to move to a new abode, then you can still avoid repossession. This is true even if you have served an N244 form before.

In all cases, if you are facing the horrible situation of repossession, please contact us as early as possible as we will most likely be able to help.

Repossession Sale Solutions

Cash Buyers vs. Estate Agents and Auctioneers

To stop house repossessions you have a few options. If you have the financial means the best solution is to setup a repayment plan with your lender. However if you are not able to meet repayment terms then the best alternative is to sell your home. Selling through an estate agent can take up to 6 months and auctioneers usually take big fees and don't get market values. Accelerate Homes specialise in helping customers in financial difficulties get the best possible CASH price for their house, and we can move incredibly fast!

These are the pros and cons as we see them.


  • We provide cash offers. No mortgages. No onward investors
  • We offer upfront cash advances
  • We cover all costs, incl. surveys, admin fees and legal fees
  • We don't need to view your property
  • We buy any house in any condition
  • We allow you to stay in your property, rent free, whilst you transition to your new home
  • We can arrange clearance and removal for you
  • We can complete really fast


  • Open market prices are usually higher - see case study below
  • Avoid scams (read how to protect yourself)
Selling to Us (3 Days+) Selling via Estate Agent (6 Months)
Asking Price £100,000 £100,000
Average Agreed Purchase Price £80,000 £95,000
Final Agreed Price After Survey £80,000 £90,000
Estate Agent Fees £0.00 £2,592 + VAT
Cosmetic Repairs Needed £0.00 £750
Solicitor Fees £0.00 £1,000
Council Tax and Other Bills
(while sale is going through)
£150 £1,800
Mortgage Payments
(while sale is going through)
£0.00 £3,600
Net Price Achieved £79,850 £79,850

Frequently Asked Questions

House Repossession Questions, Answered!

Facing repossession is incredibly stressful. We have helped many people navigate through troubled waters to achieve an outcome that they could never have dreamed of. Below are some of the most frequently asked questions we receive from customers.

What type of houses do we buy?
We will buy any type of house in the UK - detached, semi-detached, terraced, apartments, bungalows and ex-council flats / houses. We even buy non-standard construction homes. We work nationwide, except for Scotland and Northern Ireland.
What about house conditions?
When we say we buy any house we really mean it. We buy houses that need full refurbishments to new builds. We have bought houses with flood and fire damage as well as homes with damp, dry rot or even subsidence. If in doubt contact us!
Do you offer cash prices below market value?
To work out our offer price we use local market research and a RICs independent survey. Because we finance our purchases with 100% cash we can move incredibly quickly and make offers to help you secure the best possible cash price for your property. This is inevitably lower than an open market price that is subject to chains, estate agent fees, solicitor fees etc.
Do you offer upfront cash advances?
Yes. Depending on your circumstances we can offer upfront cash advances. It is also not unusual for us to allow sellers to stay in their property, rent free, for a short period after the sale to get affairs in order and ease the burden of moving.
What are the costs associated with selling my house?
There are no costs associated with selling your house to Accelerate Homes! We cover all your legal fees and the cost of the RICS property survey. We charge no admin fees. In fact we often also pay for house clearance and removal. There is literally no cost to sell to Accelerate Homes.
Are you a member of the The Property Ombudsman and The National Association Of Property Buyers?
Yes. We are one of the most active property buyers in the UK.
How fast can you purchase my house?
Speed is of the utmost importance if you are in the process of house repossession. We can complete in as little as 7 days but on average we work with you to negotiate favourable terms with your lender and the courts to delay eviction and complete sales in time for a comfortable transition to your new abode. On average we complete within 28 days.
What house repossession resources do you recommend?
For free independent advice on house repossession check out the Government's guide. Other good resources on repossession can be found on Citizen's Advice website and on National Debtline.

Get Your Free Quote

By submitting your details you are NOT committed to sell your house