Stop house repossession

Need to stop bank repossession of your house? We can connect you with qualified cash property buyers.

Stopping House Repossession

Your House Repossession Questions, Answered!

Facing repossession is incredibly stressful. We have helped many people navigate through troubled waters to achieve an outcome that they could never have dreamed of.

Below are some of the most frequently asked questions we receive from customers.

What is the house repossession process?

How many months’ mortgage repayments do you need to miss before repossession proceedings begin?

What rules do lenders need to follow before repossession?

What is the difference between an outright possession order and a suspended possession order?

What are my best options if I am facing repossession?

What house repossession resources do you recommend?

Home Repossession

How We Can Help

Are you facing house repossession? Has your lender started court proceedings to repossess your house? If so we are here to help!

At Accelerate Homes we've helped 100s of UK homeowners avoid house repossession. We understand just how stressful house repossession is and have a proven process to help you through these tough times. We can help you stop a repossession order or an eviction order by connecting you with a reliable cash property buyer who can purchase your house fast!

We partner with a small selection of respected cash buyers who all have access to significant investment funds, which means they can guarantee cash offers and move really quickly - often completing in as little as 7 days. If you are under severe pressure from your lender and / or the court one of our partners can help with negotiations and provide upfront cash advances to ease the burden as you look for a new home.

In terms of the sale process our partners provide a fair, fast and transparent service. Their friendly and professional property teams are very experienced in helping property owners avoid repossession. They treat all our customers with the utmost respect and aim to get the best result for you given your circumstances.

And the best part is that they do not charge for their services. In fact they will cover your legal fees should the sale proceed, and often they will allow you to remain in your house for a short period after they purchase it, rent free, so that you can plan your onward move. They can also help with your onward move if you are a bit strapped for cash.

So, if you are facing house repossession and don't know where to turn, please contact us today to discuss your situation. We guarantee to do everything we can to help!


Avoid House Repossession

Steps To Sell Quickly

Contact Us

Complete our enquiry form, one of our cash buyers will call you within 24 hours to discuss your situation and look at solutions. They'll also provide a cash estimate for your house. No viewings needed!

Set a Sale Price

Assuming the offer works for you they'll arrange for an independent RICS survey and confirm a sale price. At this stage they can help with negotiations with your lender and stop eviction orders.

Completion Sale

If you accept their offer they can complete as fast as you need. They can provide upfront cash advances to tie you over and help with your onward move.

Customers Love Us!

Consistent 5* Reviews


“We got a quick cash offer and closed within two weeks!”

“The cash buyer that Accelerate Homes recommended were professional and a pleasure to deal with. Andy in the Sales Department was helpful from the beginning and throughout the process, which made the sale a straightforward and relatively stress-free experience. His understanding of our situation was first class. I would have no hesitation to recommend this company.

Petula Mylchreest


Process to Stop Repossession

Cash House Sale Solution

The process of stopping your house from being repossessed requires acting quickly and decisively.

There are a number of stages to house repossession. Initially the process begins when you start missing repayments on your mortgage or against your secured loan. Your lender will contact you to try work out a solution. This is usually called a financial arrangement or payment plan.

If you are unable to meet your lender's payment plan, your lender will likely contact the courts and you will receive a letter summoning you to a repossession hearing. At this stage it is not too late to stop repossession proceedings by either finding a repayment solution or selling your property fast via a private sale or to a cash buyer.

If you decide to go forward with the court hearing then there are four possible outcomes, after hearing all the evidence on your arrears and financial situation the judge:

  1. Issues a repossession order. It is difficult to stop repossession if this is the case and eviction proceedings will likely go ahead
  2. Issues a suspended repossession order. This allows you to stay in the house for a period of time (usually 28 days) to try sell the property or resolve your arrears position
  3. Adjourns the case due to medical reasons, for example
  4. Dismisses the case. This is a unlikely scenario as your lender's solicitors will usually be very organised for the hearing

Option 2 is usually the best outcome and still gives you time to stop house repossession. Generally a suspended repossession order gives you 28 days to resolve your arrears position. It is important that if you decide to sell to a cash buyer that you get in touch ASAP so they can move quickly to stop your house being repossessed.

Please note: If you have been served an eviction notice or have an eviction date one of our cash buyers can still help you. Contact us immediately and we will help you complete from N244 to get a County Court Hearing. In general judges are always keen to avoid repossessions, so if you can prove that you have a willing cash buyer and the means to move to a new abode, then you can still avoid repossession. This is true even if you have served an N244 form before.

In all cases, if you are facing the horrible situation of repossession, please contact us as early as possible as we will most likely be able to help you find a buyer that can help.

We only work in partnership with cash property buyers who are trusted partner members of The Property Ombudsman and National Association of Property Buyers.


Repossession Sale Solutions

Cash Sale vs. Estate Agents and Auctioneers

auctioneers vs cash property repossession

To stop house repossessions you have a few options. If you have the financial means the best solution is to setup a repayment plan with your lender.

However if you are not able to meet repayment terms then the best alternative is to sell your home.

Selling through an estate agent can take up to 6 months and auctioneers usually take big fees and don't get market values. Accelerate Homes specialise in helping customers in financial difficulties get the best possible CASH price for their house, and we can move incredibly fast!

These are the pros and cons as we see them.


  • We provide cash offers. No mortgages. No onward investors
  • We offer upfront cash advances
  • We cover all costs, incl. surveys, admin fees and legal fees
  • We don't need to view your property
  • We buy any house in any condition
  • We allow you to stay in your property, rent free, whilst you transition to your new home
  • We can arrange clearance and removal for you
  • We can complete really fast


  • Open market prices are usually higher - see case study below
  • Avoid scams (read how to protect yourself)

Selling to a Cash Buyer (7 Days+)

Selling via Estate Agent (6 Months)

Asking Price



Average Agreed Purchase Price



Final Agreed Price After Survey



Estate Agent Fees


£2,592 + VAT

Cosmetic Repairs Needed



Solicitor Fees



Council Tax and Other Bills
(while sale is going through)



Mortgage Payments
(while sale is going through)



Net Price Achieved



Frequently Asked Questions

Selling your house to a cash buyer

stop house repossession faq

What type of houses do we buy?

Do you offer cash prices below market value?

What are the costs associated with selling my house?

How fast can you purchase my house?

Need to sell your property fast? Get a cash sale within 7-14 days.